Personally I just love clothing damage in enf and its so rare that its got any sort of focus from a game standpoint. While I'm sure it adds a lot to the art department, especially in terms of variants of pieces, design wise It's easy to scale up, you just have to think of more wacky traps and such. Also I think its fun when the player gets some choice in what's lost (I.e. with the hook you could lose 1 or 2 layers, while the others are more of just a "yes or no")
Maybe an extra layer or two, too (off the top of my head it mentions that Moushley's bra was destroyed by the blade trap but when she's hanging from the hook iirc she's clearly not wearing one.)